Successful business owners often plan years ahead to ensure the success of their business for future generations. However, we’ve found one area that often gets neglected – retirement. As the owner of your business, you know there is no corporate pension plan or other income source that will support you in retirement. Retirement plans also provide tax benefits to you and your business, as well as providing a benefit that can help attract and maintain valued employees.
We work with business owners like you to construct the right retirement plan for you and your business. Retirement planning can be complex and confusing, but it doesn’t have to be. Utilizing our experience and network, we guide you through the retirement planning options based on the size of your business, your cashflow, and time until your retirement.
Various plans to consider range from:
|401K’s & Individual 401K’s||SIMPLE IRA’s|
|SEP’s||IRA’s & ROTH IRA’s|
|SIMPLE IRA’s||Profit Sharing Plans|
|Defined Benefit Plan||Flexible Spending Plans|
Our Business Partners include – John Hancock, Charles Schwab, TD Ameritrade, Aspire, Nationwide, as well as Local Administrators.
Oceanic Capital Management LLC can assist in selecting the right plan for you and your business. We select the appropriate investments, create investment models, provide employee education, develop an Investment Policy Statement (to mitigate your fiduciary liability), conduct annual reviews and benchmarking, and coordinate with Third Party Administrators, Custodians, and Recordkeepers.